Investment diversification is not a new concept. I’m sure that we all know the old saying that you should not put all your eggs in one basket. If a “basket” drops, you don’t want all of your investments to break. Diversification reduces risk, making the uncertain journey to your financial end-goal significantly smoother. Investing is an art form, not a knee-jerk reaction. The best time to practice disciplined investing with a diversified portfolio is before diversification […]
Continue readingNew benefit with Vitality Active Rewards
Flight Booster available 9 September: Earn up to 100% cash back on domestic flights At Vitality, we are always trying to find innovative new ways to motivate you to get active. That’s why we launched Vitality Active Rewards last year. This has been our most successful benefit to date – members who have activated are exercising measurably more frequently. Now, here’s another reason to activate this free benefit and get moving: in addition to earning a […]
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Don’t throw your money away – Part 1
It’s relatively easy for your monthly budget to spring some leaks that are easily overlooked. You may not view it as throwing away money, but that isn’t the correct mindset to have if you plan on saving. As the famous Benjamin Franklin saying goes, “A penny saved is a penny earned”. An extra R50 in your bank account is an extra R50 no matter how it got there (or even if it never left!). Here are […]
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Don’t wait until your thirties – Medical for young adults
Just because you are young does not mean you are insusceptible to chronic conditions and dread diseases. Adding to this; accidents happen when you least expect them. There is a perception that if you are young, you don’t need medical cover, but that is far from the uncomfortable truth. Technology has us leading increasingly sedentary lifestyles, which can lead to conditions such as hypertension and diabetes. If you are without cover, medical costs associated with hospitalisation, […]
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Yoga for your financial plan
Whether or not yoga is your thing, you’re probably familiar with it. The practice of yoga has become popular enough that most people know what it is, but I bet you didn’t ever associate it with financial planning. Here are some core principles of yoga that relate to a disciplined financial plan: Balance Is central How is your financial posture looking? Are you on tip-toes or do you have a stable foot on the ground? Balance […]
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A woman’s will
Happy Women’s Day for tomorrow! In celebration of Women’s Month I wanted to share an article that focuses specifically on a financial planning aspect that is often overlooked for women. Recently, the Fiduciary Institute of Southern Africa (Fisa) discussed some important financial planning considerations for women that highlighted the need for an up-to-date will. It is estimated that at least half of the estates reported at the Master’s Office each year are of people who died […]
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Good habits to help you out of bad debt
You need to earn a lot to be well-off, right? Not so. Wealth is as much about controlling debt and spending as it is about income. If you earn a moderate salary and are free of short-term debt then you’re probably in a better financial position than someone who earns more, but spends it all on serving short-term debt. Essentially, good money habits boil down to three simplified points. Spend less than you earn and invest […]
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Scratch & Dent Protect
Dear Anria Our long awaited, Scratch & Dent Protect Value Added Product is now available! Scratch & Dent Protect offers your client protection for their vehicle from every day mishaps. Feel free to chat to me should you have any queries regarding our new retention aiding product. Kind regards, Frikkie Le Grange 083 306 5924
Continue readingScratch & Dent Protect
Dear Anria Our long awaited, Scratch & Dent Protect Value Added Product is now available! Scratch & Dent Protect offers your client protection for their vehicle from every day mishaps. Feel free to chat to me should you have any queries regarding our new retention aiding product. Kind regards, Frikkie Le Grange 083 306 5924
Continue readingA makeover for the Vitality Points Monitor
A makeover for the Vitality Points Monitor Introducing our freshly redesigned Vitality Points Monitor – a tool that puts your clients in control, equipping them with all the information they need about the points they earn. What your clients can expect from the new points monitor A breakdown of the points they have earned for all activities, and when they earned them An explanation of why the fitness points earned through their device were allocated. This […]
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